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src/api/finance.ts

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+import { mockCreditLimitList, mockSettlementList, mockWriteOffList } from '@/mock/finance'
+import { WriteOffStatus } from '@/typings/mall'
+import type { SettlementStatus, WriteOff } from '@/typings/mall'
+
+/**
+ * 金融相关 API
+ */
+
+// 获取信用额度
+export function getCreditLimit() {
+  return new Promise((resolve) => {
+    setTimeout(() => {
+      resolve({
+        code: 0,
+        data: mockCreditLimitList,
+      })
+    }, 300)
+  })
+}
+
+// 获取应结账款列表
+export function getSettlementList(params?: {
+  status?: SettlementStatus
+  merchantId?: string
+}) {
+  return new Promise((resolve) => {
+    setTimeout(() => {
+      let list = [...mockSettlementList]
+
+      // 筛选
+      if (params?.status) {
+        // 如果查询未结，则包含逾期状态
+        if (params.status === 'unsettled') {
+          list = list.filter(item => item.status === 'unsettled' || item.status === 'overdue')
+        } else {
+          list = list.filter(item => item.status === params.status)
+        }
+      }
+      if (params?.merchantId) {
+        list = list.filter(item => item.merchantId === params.merchantId)
+      }
+
+      resolve({
+        code: 0,
+        data: list,
+      })
+    }, 300)
+  })
+}
+
+// 获取到期订单
+export function getDueOrders() {
+  return new Promise((resolve) => {
+    setTimeout(() => {
+      const now = new Date()
+      // 7天后
+      const sevenDaysLater = new Date(now.getTime() + 7 * 24 * 60 * 60 * 1000)
+
+      // 筛选7天内到期的未结账款（包括已逾期）
+      const list = mockSettlementList.filter((item) => {
+        // 只关注未结和逾期状态
+        if (item.status !== 'unsettled' && item.status !== 'overdue')
+          return false
+          
+        const dueDate = new Date(item.dueDate)
+        // 只要到期时间在7天内（包括过去的时间，即已逾期），都应该提醒
+        return dueDate <= sevenDaysLater
+      })
+
+      resolve({
+        code: 0,
+        data: list,
+      })
+    }, 300)
+  })
+}
+
+// 提交消账申请
+export function submitWriteOff(data: {
+  settlementId: string
+  amount: number
+  proof: string[]
+  remark: string
+}) {
+  return new Promise((resolve) => {
+    setTimeout(() => {
+      const newWriteOff: WriteOff = {
+        id: `writeoff_${Date.now()}`,
+        settlementId: data.settlementId,
+        amount: data.amount,
+        proof: data.proof,
+        remark: data.remark,
+        submitTime: new Date().toISOString(),
+        status: WriteOffStatus.PENDING,
+      }
+
+      // 模拟添加到列表
+      mockWriteOffList.push(newWriteOff)
+
+      resolve({
+        code: 0,
+        data: newWriteOff,
+        message: '提交成功，等待审核',
+      })
+    }, 500)
+  })
+}
+
+// 获取消账记录
+export function getWriteOffList(settlementId?: string) {
+  return new Promise((resolve) => {
+    setTimeout(() => {
+      let list = [...mockWriteOffList]
+
+      if (settlementId) {
+        list = list.filter(item => item.settlementId === settlementId)
+      }
+
+      resolve({
+        code: 0,
+        data: list,
+      })
+    }, 300)
+  })
+}